How to Play Baccarat Online

Baccarat is the enigmatic card game that brings to mind high-rollers at opulent casinos. But despite its mystique, this is a fun and easy game to play for all players. Its simplicity is a big part of its charm, and there are only three main wagering options: player win, banker win, or tie.

In baccarat, the dealer passes two cards to the player and banker spots on the table. The Player spot represents a virtual player who competes with the banker’s hand for winnings. The Player’s hand must be closer to 9 than the banker’s for a player to win. A Player bet pays out 1:1 if the hand wins, but the house edge is high, at around 1.24%.

The values of a hand are determined by adding the total value of the cards in a player’s hand. All cards are worth their pip value, except for picture cards and tens, which are both worth zero points. The ace is worth one point. When the total reaches double digits, players must either subtract ten from their hand’s total or drop the first digit to determine its value.

Free baccarat games offer a great opportunity for new players to practice their skills without risking real money. Even experienced players can benefit from playing a few free games to try out new strategies or side bets. These games can also help players to stretch their welcome bonus credits and clear them faster.